What is the minimum balance that I need to maintain in the Savings Account?
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You need to maintain an Average Balance of Rs 500/- in the Savings Account.
What is the rate of interest applicable on the Savings Account?
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Interest @ 4% pa is applicable on the Savings Account.
When is interest credited to the Savings Account?
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Interest on your Savings Account will be calculated and credited every financial year quarter i.e. on the
last day of June, September, December and March.
When will I receive my account statement?
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You will receive your account statement the month following every month
Do I have to pay for the Cheque-book, ATM Card, SMS Banking.?
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Yes you have to pay for only cheque book charges as per bank’s service charges
What is the withdrawal limit on my ATM Card?
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You can withdraw up to Rs. 25,000 per day for Saving Account & Rs. 35000 per day for Current Account from
your ATM card.
Services that are available through ATMs / CDMs?
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Balance Enquiry
Mini statements
Cheque Deposits
Cash Withdrawal
Pin Change
SMS Banking?
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This facility is available across all mobile service providers. The following features are available through SMS Banking :
Details of last transactions
Cheque payment status